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Rent to Buy: Rent a property and buy your new home

Name: Dewaele | vastgoed met advies
Price range: $

Found your dream property, but not yet enough budget to purchase it? Then we have the solution with our Rent to Buy concept! Through this concept, you get the chance to rent a property and simultaneously receive the promise that you will be able to purchase this property.

How does Rent to Buy work?

With Rent to Buy, you save for your new home while you are already living there. For a certain period, you rent a house or apartment at a predetermined price.

In this way, you get to know the residence completely and can furnish it to your liking. Moreover, you also become familiar with the environment and might even get to know some nice neighbors!

When the agreed rental period is almost over, you as a tenant can indicate when the best time is for you to purchase the house or apartment, and this at the price determined at the start of the rental agreement.

Moreover, you do not lose your rental payments when purchasing this property: you can use these as a deposit on the purchase price. In this way, you not only get the opportunity to get to know this property better in the meantime but especially to save a bit more first. A unique opportunity indeed!

An example:

Suppose the purchase price of an apartment is 200,000 euros. When purchasing real estate, a personal contribution of 20 to 25% is often required to secure a mortgage loan. In this case, you would need to have saved 40,000 to 50,000 euros.

With Rent to Buy, you do not have to wait until you have saved that amount. You will rent the apartment, for example, for 2 years at 900 euros per month. After those 2 years, you will have paid a total of 21,600 euros in rent, and this amount will be used as a deposit for the purchase. During the past 2 years, you have also had the time to save for the rest of the initial capital, making a loan feasible, so the apartment can become your property.

Four advantages of Rent to Buy

You have more time to build up initial capital.

You get to know the residence and the neighborhood before the purchase.

The rental payments are not lost and are used as a deposit on the purchase price.

The purchase price is determined in advance and does not rise with market prices.

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